Most of the Banks have started offering WhatsApp Banking in India as an add-on services to their consumers. Banks have been offering Mobile Banking, Net Banking and Missed Call Banking to their consumers for many years and people have reaped their benefits so far. Now, Banking consumers have moved towards UPI based WhatsApp Banking for their daily needs.
If you are among those who are confused whether how to start using WhatsApp Banking, wants to know its features and benefits, Keep reading this article as you will find the guide how to use WhatsApp Banking in safe way.
How to start using WhatsApp Banking?
WhatsApp Banking services have been provided based on either registration based or automatically whatsapping Hi to the particular number of the Bank. Some Banks insists registration while some banks allows just by sending HI to their Bank WhatsApp number or just by scanning the QR code available.
Features of WhatsApp Banking
WhatsApp Banking does not offers as many facilities as Mobile Banking and Internet Banking could offer because of its limitation. However, Banks may offer such features that of Mobile Banking and Internet Banking in WhatsApp Banking in near futures. As of now, WhatsApp Banking have their limited useful features.
Menu of WhatsApp Banking
- ✔️Balance Inquiry
- ✔️Mini Bank Account statement.
- ✔️FD/RD Interest Rates
- ✔️Cheque Book Request
- ✔️ Account Block/ Unblock
- ✔️Debit Card Block
- ✔️Net banking Block/ Unblock
- ✔️ Pension Slip
Features of WhatsApp Banking may vary from Bank to Bank. It may happen that your Bank may not list all of these features or in some case, Bank may offers more than these features. You can proceed with your Bank’s own menu. However, each and every bank will offer basic features of WhatsApp Banking.
Benefits of WhatsApp Banking.
Advancement in Technology has always been beneficial to its consumers. WhatsApp Banking have also been useful for basic banking needs.
If you have registered with WhatsApp Banking with your Bank, you can view your Bank account , get mini statement, even you can send payment / online shopping and QR code based payment. It is more convenient now as it is being happened on the tap of your fingure.
You won’t need to log in your Net Banking/ Mobile Banking frequently for small or retail payments. It will help you develop habit of carrying less cash.
How to use WhatsApp Banking?
Most of the Banks have launched WhatsApp Banking for their customers to faciltate additional Banking Services. Many of us find difficult to start WhatsApp Banking due to fear of being cheated or tapped in scam. Therefore, I hereby share the almost all the Bank’s WhatsApp Banking number along with short information how to start WhatsApp Banking. If your Bank name is missed out, you can comment in comment section to include the one.
Public Sector Banks
| Name of Bank | WhatsApp Number | How to use |
|---|---|---|
| State Bank of India | 7208933148 | Just send an SMS in the following format to 7208933148 from your registered mobile. |
| Bank of Baroda | 8433888777 | Just say ” Hi: from your registered Mobile number to start Banking in WhatsApp of BOB |
| Bank of India | ||
| Canara Bank | Not Available Yet | |
| Union Bank of India | 9666606060 | UVConn Service trough WhatsApp and is available in 4 Languages i.e. English, Hindi, Kannada and Telugu. |
| Central Bank of India | Not available yet | Alternatively, try missed call facility Balance Enquiry 95552 44442 Mini Statement 95551 44441 |
| Uco Bank | 8334001234 | Say Hi to 8334001234 from registered Mobile number |
| Punjab National Bank | 91-9264092640 | Customer needs to save the mentioned number and send ” HELLO” and you are done. |
| Punjab and Sindh Bank | ||
| Indian Oversea Bank | ||
| Bank of Maharastra | ||
| Indian Bank |