Do you know you can make SBI Credit Card Payment online in 12 simpler ways ? SBI credit card is the most sought credit card among most of the Credit Card holders. SBI credit card has not just earned the trust but also offers the world class credit card services. SBI Card generates its statement every month on a specific date for the purchased made in the last month by the customer.
Think what would happen if you would forget to pay the SBI Credit Card Payment in time, Obviously, the company is going to levy extra late payment charges. This will not only put burden on your bank account money but also impact your CIBIL Score i.e. Credit Score.
Many sources have reported that Credit Card Payment default is reported in CIBIL Score earlier than any loan EMI delayed. Therefore, I personally recommend and advise here to make the Credit Card Payment earlier or in time as far as possible.
Therefore, SBI card holders could pay their Credit Card Bill Payment online as well as Offline.
SBI Card website itself has 12 ways to make SBI credit Card payment online. I have listed all of them as following.
1.Online SBI
Online SBI is nothing but it’s a previliege service offered by State Bank of India to its customers additionally. SBI card holders can make the SBI Card Payment online through Online SBI net-banking.
You need to register for online SBI if you are a new customer of state bank of India. And if you are an existing customer of the Bank then you just need to add your sbi credit card to in Bill Payment tab.
Add your SBI credit card in Manage Biller Section and select SBI cards and Payment Services ltd as your biller to make SBI card online payment.
Then Enter your credit card details like Card number and name and verify the same through OTP option from your registered mobile number. The same will be updated in SBI ONLINE system.
Now to make SBI card Payment online, you need to select VIEW/PAY BILL SECTIONS and go to without bills option. Here select the SBI Card as your biller. Enter the payment amount you wish to pay either full credit card payment amount or minimum payment amount.
Once you approve the payment from online SBI , the same will be reflected in your SBI CARD dashboard immediately.
2. NEFT Payment
One can also use NEFT Payment to make SBI Credit Card payment online if one is not the customer of State Bank of India or not able to access online SBI Net Banking.
You can pay your SBI Card dues online very quickly through National Electronic Funds Transfer( NEFT) in the above cases from any bank account.
Just register SBI Card as a new beneficiary under third party transfer or other Bank Transfer facility either Net-Banking or Mobile Banking of your Bank.
Here, You need to Add IFSC CODE as SBIN00CARDS, Enter your 16 Digit Credit Card Account Number printed on your card in the account number column.
You can select saving account or Credit card account and mention Beneficiary Name as ” SBI CREDIT CARD – NEFT.
3. Paynet- Pay Online
PAYNET- Pay Online is the most safest and quickest way for SBI card Customers to pay SBI Credit Card Payment online. Being featured in SBI Card Dashboard, Customer can easily make payment through Various modes like Debit Card, Net Banking and UPI.
Additionally, Customer can make SBI Credit Card payment online without logging Bank Net-banking in PAYNET. To do so, Just follow the below guidelines.
Go to PAYNET-Pay Online . You need to enter your SBI Credit Card details like SBI Card Number, Name and Contact Details like Email Address and Mobile Number. Enter your payment amount if you are accessing the same without logging into SBI Credit Card Dashboard.
Mostly, PAYNET Payment supports all Bank’s Debit Cards, Net- Banking and UPI. Hence, one can make SBI Credit Card Payment online either of these.
4. Pay through UPI- Web Collect & QR Code.
Payments through UPI- Web Collect and OR Code are the most preferred for e-commerce purchasing or instore shopping or dinning out. One can make SBI Credit Card payment online through UPI-Web collect.
You need to create VPA ( Virtual Payment Address) in SBI BHIM UPI App in order to use UPI web collect.
QR Code payment is nothing but a payment through scanning a matrix dimensional code which happens very quickly hence it is called Quick Response Code
UPI Web Collect and QR Code payment are the most convenient mode of payment. We recommend UPI Web collect which is found to be complicated at first use but later that seems to be the most secured way of SBI Credit card payment online.
5. SBI Credit Card payment online through Mobile App
SBI Credit Card Mobile App is the most convenient pocket friendly Credit Card App that offers various consumer services and facilities at the tap of finger.
You need to download the SBI Card Official APP from the Apple iOS, Android or Windows app store based on your Mobile Operating System.
If you have already registered with SBI credit Card Web Portal and created your user name and password using your credit card details and contact details then you just need to enter the same credential in the SBI Credit Card App.
If you are first time user of SBI Card Mobile App, then you can directly register yourself here or you can get your account credential by registering official website.
6. SBI Credit Card Payment online through Electronic Bill Payment Service.
One can pay SBI Credit Card payment online via Electronic Bill Payment Service throught Net Banking , ATM or Mobile Banking of State Bank of India, Indian Overseas Bank, City Bank and Bank of India.
Electronic Bill Payment Service is available in multiple channels of these banks therefore user need to register SBI Card as a Biller in aforementioned Bank’s Net Banking where you are holding an account.
You need to mention all your credit card and contact details as a one time registration to make SBI Credit Card Payment Online through Electronic Bill Payment Service.
7.Debit Card Payment
You can also use your bank debit card to make SBI credit card payment online. Debit card payment is routed through PAYNET- Pay Online as discussed above. You can pay your SBI credit Card dues with following bank’s debit card.
- State Bank of India Debit Card
- Bank of Maharashtra Debit Card
- Indian Overseas Bank
- IDFC Bank
- Kerala Gramin Bank
- PragathiKrishna Bank
- Shivalik Bank
- Bank of Baroda
- Rupay Debit card
To make your SBI Credit Card payment through Debit Card, you need to click here. Then enter the credit card and contact details as you see in the screen and continue to pay with your Debit card.
8. Pay via YONO SBI Credit Card Payment Online
If you are an existing customer of State Bank of India, YONO helps you to pay your SBI Credit Card payment online through SBI YONO Mobile APP. SBI YONO web has discontinued by SBI at present to emphasis more on SBI YONO APP.
Just download the SBI YONO APP from Google Play Store / Windows/ Apple Store. Get registered yourself through SBI Net Banking credentials as well as your SBI Credit Card to pay your SBI credit card payment online
9.Master Card Money Send
Master Card Money Send is a first of its kind of global payments platform that breaks down all network barriers and facilitate the secure payment transactions through a single connection.
Mastercard Send can reach virtually all Asia Pacific consumers with both Mastercard and non-Mastercard debit cards. It also connects banked and unbanked recipients globally.
All you have to do is download a third party application supporting Mastercard Send in your mobile according to your mobile operating system. You have now access all of your debit card virtually in its kind of service to make SBI Credit Card Payment online.
10. Visa Credit Card Pay
As the title suggests VIsa Credit Card Pay is another payment option through which you can make SBI Credit Card Payment online provided you must have a Net Banking facility of the Bank which supports VISA Credit Card Pay.
You simply have to log in your bank net banking and third party payment option and thus you can execute a payment by facilitating VISA Credit Card Pay.
11.SBI Auto Debit
SBI Auto Debit is an additional feature for State Bank of India customers only. All you need to approach your SBI Bank Branch and fulfill the SBI auto Debit formalities. Thus, your SBI Credit Card dues will be automatically debited from your SBI Account on due date.
You can also download the SBI Auto Debit Form through SBI Card official website.
Also Read: How To Create SBI Online Account Opening ?
12.National Automated Clearing House
National Automated Clearing House ie. NACH mandate is a unique payment electronic clearing system that execute most of the EMI transactions every month.
You can pay your SBI Credit Card Payment online through NACH mandate, too. You just have to authorize SBI Card to deduct your SBI Card dues amount directly from your Bank Account every month, Thus, your card will be credited on the payment date through NACH Mandate.
You can set up NACH mandate digitally as well as physically. You can set up e-NACH through SBI Card official website or Mobile Application.
If you want to go with physical NACH mandate, download the NACH mandate from official website and arrange to finish all the formalities.
Conclusion:
Making SBI Credit Card Payment Online is very quick and easy through above 12 simple possible ways. SBI online , Net Banking, Debit card, SBI Auto Pay etc. are the easiest way to make SBI Credit Card Payment Online. However, Master Card Money Send, VISA Credit Card Pay, YONO Pay, UPI web Collect are more advance, secure and quick way of payment.
Pingback: 5 Important Facts about CIBIL Score Report - MoneyDLite